North River Shores Update

The North River Shores community was established in the mid 1950's and is one of the oldest subdivisons in Martin County. The community is located on the banks of the North Fork of the St. Lucie River.  North River Shores is just a short bike ride across the Old Roosevelt Bridge from the downtown shops and restaurants of the City of Stuart. Stuart is known as the Salifish Capitol of the World for it's great fishing. North River Shores offers waterfront properties as well as non-waterfront properties with boat ramp access for members to access the St. Lucie River. The Homeowners Association for North River Shores includes the property owners of North River Shores, Cocoanut Park and North River Forest subdivisions.

To enhance your buying and selling experience, it’s our job as real estate professionals to provide you with as much valuable information as possible. It is essential that the buyer or seller be aware of all aspects of the real estate market before making a major decision. Whether it be through newsletters, checklists or news articles, we are here to make this process stress-free and rewarding. Please access our free reports today!

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Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying. I have a background in mortgages, and can give you advise on the financing program that would fit your needs best. The calculator below will help you plan for your next move. Contact Deborah B. Potter, Realtor for help with the purchase of your property from contract to closing. Call 772-240-2550 for help.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required Fields
Estimate Insurance to of Cost
Estimate Tax to of Cost
Optional Fields
Receive Detailed Analysis  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %